Serving America

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www.RabobankAmerica.com Serving America A salute to our Military Brawley 351-5000 Calexico 768-5000 El Centro 337-3200 Holtville 356-5000 Rabobank salutes all men and women in the Armed Services. We designed a special account for active duty, retired and reservists in any branch of the United States Armed Forces who receive a military direct deposit. This checking account is designed with a full range of services to help you manage your finances.

No monthly maintenance fee Unlimited transactions Rabobank fee waived for withdrawals at other bank ATM s* No charge for first order of cSpirit of America d checks No fee for Online Banking and Bill Payment InfoLine 24 hour account information at 800-942-6222 No minimum balance required VISA ® Check Card Consumer loan rate discount* " " " " " " " " " *Some restrictions apply. See reverse side for details. Member FDIC Call us today!

Serving America Truth-In-Savings Disclosure Serving America is available for new recruits, individuals serving active duty, retirees and reservists in any branch of the Un ited States Armed Forces who receive a military Direct Deposit on a monthly basis. Minimum Balance to open the account: You must deposit a minimum of $25 to open a Serving America ... more. less.

account. Restrictions: Serving America is restricted to new recruits, individuals serving active duty, retirees and reservists in any branch of the U nited States Armed Forces who receive a military Direct Deposit on a monthly basis. Current Armed Forces Military Identification will be req uired as secondary ID when opening a Serving America account. Monthly Direct Deposit of military pay is required. The Rabobank fees are waived for cash withdrawals conducted at non-Rabobank owned ATMs. Fees may be charged by the ATM owner or network used. A 0.25% interest rate discount will apply to consumer loans on approved credit (excludes Mortgage, Home Equity Loans and Lines of Credit). If Serving America account becomes inactive (no debit or credit activity) for more than 180 days, or the required military Dire ct Deposit is discontinued, the account will be converted to a Personal Checking account and will no longer qualify for Serving America account benefits. S ee the Personal Checking section in the Bank 9s Understanding Your Deposit Account Agreement & Disclosures brochure for specific account information. Serving America is offered at the discretion of Rabobank and is subject to termination and/or modification. rev 03/24/05

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