Undergraduate Programs

catalog and if you have any questions, call one of our caring staff or faculty at (978) 934-2474. My best wishes for your future success, Jacqueline F.<br><br> Moloney Executive Vice Chancellor University of Massachusetts Lowell from the executive vice chancellor UMassLowellhasavarietyof flexiblecourses , degrees and certificateprograms tohelpyou obtainyourgoals! NEEDMOREINFORMATION?VISITOURWEBSITE! http://continuinged.uml.edu Forthelatestinformationondegreesandcertificateprograms,current courseschedules,coursedescriptions,registrationandtuitioninformation, academiccalendars,andsomuchmore.<br><br> Asafullyaccrediteduniversity,UMassLowelloffersundergraduate andgraduatedegreesandcertificateprogramsthatarebothflexible andaffordable.Ourfacultyadvisorswillworkwith youtoevaluatetransfercreditsandhelpyoutomap outaneducationalprogramthatsuitsyourinterests andgoals. Withavarietyofconvenientlyscheduledcoursesheldon campus,online,andatareacompanies,UMassLowellis committedtoprovidingyouwiththeeducationandskills youneedforcontinuedsuccessthroughoutyourlife. gettingstarted......1-20 AboutContinuingStudies AbouttheUniversity OurMission Accreditation ApplyingIntoaDegreeor CertificateProgram RegisteringforCourses FinancialAid ScholarshipInformation StudentServices&Facilities universitypolicies.....<br><br> 21-38 &procedures GradingInformation StudentRights&Responsibilities UniversityPolicies degreeprograms.....39-92 certificateprograms...93-102 coursedescriptions..103-168 ataglance..169-177 FrequentlyAskedQuestions ApplicationForms Index Directory/CampusMap Weknowthatbalancingyourlifeoutsideofschoolcan beoverwhelming&That 9swhyweofferworkingpro- fessionalsthebestofbothworldssothatthey cantakecoursesoncampus,online,orasa mixofoncampusandonlinecourses. cIwasabletocountthe coursesItookaspartof mycertificatetowardsmy bachelor 9sdegree. NowIhavetwovaluable credentialsonmyresume 4averyfocused CertificateinUNIXalong withamoreextensive Bachelor 9sDegreein InformationTechnology d ElizabethScofield, RecentUMLGraduate Havethebestofbothworlds...<br><br> oncampusandonline OurShort-TermCertificateProgramsBringYouOneStepCloserto YourDegreeFasterThanYouEverImaginedPossible... Designedforthosewhowanttoobtainmarketableskillswithinaconcentratedtimeframe, theseshort-termcertificateprogramsconsistofaseriesofcreditcourseswhich,whentaken together,demonstrateexpertiseinaspecificarea.Manyofthecoursesleadingtothesecertifi- cateprogramscanalsobeappliedtowardsadditionalcertificateprogramsaswellastowardsa part-timedegreeprogram.Studentsoftenopttopursuemorethanonecertificateatatime,or theycounttheircertificatecoursestowardsapart-timedegree. PART-TIMECERTIFICATEPROGRAMS TheFlexibilityYouNeedtoCompleteYourDegree!<br><br> UMassLowelloffersawideselectionofdegreeprogramsoncampus,online,orinablended format.Ouracceleratedcourses,flexibleschedulingandconvenientlearningformatsmakeit easierthaneverforyoutoachieveyoureducationalgoals. Studentswhohavegraduatedfromhighschoolorwhohaveearnedahighschoolequivalency certificateareinvitedtoapplyintotheseprograms. PART-TIMEDEGREEPROGRAMS A.S.inCivilEngineeringTechnology B.S.inCivilEngineeringTechnology A.S.inCivilEngineeringTechnology: SurveyingOption A.S.inElectronicEngineeringTechnology B.S.inElectronicEngineeringTechnology A.S.inMechanicalEngineeringTechnology B.S.inMechanicalEngineering Technology B.S.inMathematics B.S.inMathematics:Statistics Concentration B.S.inMathematics:TeacherConcentration B.S.inAppliedMathematics B.S.inCriminalJustice B.S.inCriminalJustice:ParalegalOption A.S.inInformationTechnology 4 Availableoncampusoronline!<br><br> B.S.inInformationTechnology 4 Availableoncampusoronline! B.S.inInformationTechnology: BusinessMinor 4 Availableoncampusoronline! 2ndB.S.inInformationTechnology B.L.A./BachelorofLiberalArts 4 Availableoncampusoronline!<br><br> B.S.inPsychology A.S.inManagement B.S.B.A. 4BachelorofSciencein BusinessAdministration DEGREES&CERTIFICATES ComputerAssistedManufacturing 4 Availableoncampusoronline! ComputerEngineeringTechnology ContemporaryCommunications 4 Availableoncampusoronline! DatabaseManagementTechnologies Data/Telecommunications 4 Availableoncampusoronline!<br><br> ElectronicsTechnology GraphicDesign&DigitalImaging InformationTechnology 4 Availableoncampusoronline! LandSurveying ManufacturingTechnology MultimediaApplications 4 Availableoncampusoronline! Nutrition ParalegalStudies 4 Availableoncampusoronline!<br><br> PlasticsEngineeringTechnology SecurityManagementandHomeland Security 4 Availableoncampusoronline! SpanishandLatinAmerican TechnicalWriting UNIX 4 Availableoncampusoronline! WastewaterTreatment WaterTreatment WebsiteDesign&Development 4 Availableoncampusoronline!<br><br> DoYouHaveQuestionsAbout PursuingaDegreeorCertificate Program? CallOurStudent SupportCenterat ( 97 8) 934-2474 ! We 9recommittedtoyoursuccess!<br><br> Ourstudentsupportspecialistsare theretohelpyouwithyourcourse selectionsandtheycanworkwithyou tomapoutyourprogressthroughyour degreeorcertificateprogram.Youcan alsoemailtheStudentSupportCenter atContinuing_Education@uml.edu ClinicalLabSciences CompositeMaterials ComputerScience ComputerAidedDesign:AutoCAD ® , Pro-ENGINEER ® ,SolidWorks ® Data/Telecommunications ElectronicsTechnology EmbeddedSystems EmergencyPreparednessTraining EngineeringTechnology GeometricDimensioningand Tolerancing(GDT) HealthProfessions InformationTechnology InstructionalDesign&Multimedia ComputerProgramming:C,C++,C#; VisualBasic,.NET,Java,Perl,etc. LabVIEW" LINUX ® ManagementTraining ManufacturingTraining Marketing Microsoft ® ApplicationsTraining Nanotechnology& Nanomanufacturing Oracle®DatabaseAdministration ProjectManagement PlasticsManufacturing QualityAssurance&Testing RelationalDatabases SoftwareProjectManagement SecurityManagement SixSigma ® UNIX ® &UNIXShellProgramming WebsiteDesign&Development WirelessCommunications AndManyMore! Interestedinhaving Call( 97 8) 934-2495 !<br><br> SOMEOFTHECOMPANIES WEHAVESERVED: ActonResearchCorporation AllegroSystems AnalogDevices AnalogicCorporation Anheuser-Busch BAESystems BorgWarner Bristol-MeyersSquibb BrooksAutomation Clariant DellComputers Proctor&Gamble-Gillette SouthBostonManufacturingCenter Hewlett-Packard HondaofAmerica InhaleTherapeutics Iomega JuniperNetworks KaZaKComposites,Inc. LucentTechnologies MassBiolabs Medtronic MercuryComputerSystems NetScoutSystems RaytheonSystems Saint-GobainCeramics&Plastics,Inc. SpectralSciences TextronSystems Unisphere U.S.Surgical AndManyOthers...<br><br> at yourfacility? onsitetraining Withalargeselectionofcourses,expertinstructorsandstate-of-the-artresearch programs,theUniversityofMassachusettsLowellservesasanimportanteducational resourceforcompaniesnationallyandinternationally.TheUniversity 3well-knownfor itssignatureprogramsinengineering,informationtechnology,computerscience, management,health,andmanufacturing 3providesprofessionaltrainingopportunities oncampusandatnumerouscorporatelocationsworldwide. corporateeducationprograms CustomizedTrainingand DevelopedAroundYourCompany 9sSpecificNeeds Lookingfortraininginanareanotmentionedhere?CallourCorporateTrainingDivisionat( 97 8) 934- 2495 tospeakwithsomeoneaboutofferingcreditornoncredittraininginyourareaofinterest.<br><br> CORPORATEEDUCATION ProjectManagement CertificateProgram UMassLowell 9snoncredit CertificatePrograminProject Managementprovidesyouwith theopportunitytolearnmore aboutthelatesttoolsandbusiness trendsthatmanysuccessfulcom- paniesareusingtoday. ContinuingStudiesoffersfree ProjectManagementInformationSessionsatitsOpenHouseeach semester.TofindoutmoreabouttheProjectManagement CertificateProgram,call(978)934-2473. OptionalIntroductorySeminar: 00.613ProjectManagementBootCamp RequiredSeminars:(3) 00.608ProjectManagement:PlanningandScheduling 00.609ProjectManagement:ResourcesandBudgeting 00.614RiskManagement ElectiveSeminars:(Choose3) 00.615TeamBuilding 00.616LeadershipSkills 00.618NegotiationSkills 00.610MSProject 00.620ClientRelationshipManagement Seminars,Training&Workshops http://continuinged.uml.edu/corporate/signature.htm ContinuingStudiesoffersseveralintensivenon- creditseminarsthroughouttheyear,designedto meetthehigh-prioritytrainingneedsoftoday 9spro- fessionals.<br><br> ProjectManagementSeminars Studentscanpursueacompletenoncreditcertifi- cateinProjectManagement(seeright)ortheycan takethecoursesindividually,providingtheyhaveanyprerequisiteknowl- edgethatmayberequired.Visitthewebsiteforcurrentcourseavailability. EngineeringTechnologySeminars Coursessuchas BasicElectronics , AdvancedElectronics and LabVIEW for engineeringprofessionalsareofferedregularlythroughouttheyear. ProfessionalCommunicationSeminars EffectiveBusinessWriting andotherbusinessskillsseminarsareavailable foremployeeslookingtobrushuptheirprofessionalcommunicationsskills.<br><br> OnsiteTraininginBiosciences WorkingcollaborativelywiththeUniversity 9sresearch faculty,ContinuingStudiesofferstrainingtonumerous pharmaceutical,healthcareandlifesciencecompanies inareasrangingfrom BioreactorsAsepticProcessing to CellularandMolecularBioscience . PlasticsSeminars&Workshops UMassLowellisanationallyrecognizedleaderinplasticseduca- tionprograms.IncooperationwiththeUniversity 9sDepartmentof PlasticsEngineering,ContinuingStudiesoffersseveralhighly effectiveseminarsandworkshopsthroughouttheyearonplastics manufacturing. Formoreinformation, visithttp://continuinged.uml.edu/plastics UMassLowellisaregistered providerofprojectmanagement trainingbytheProject ManagementInstitute(PMI).<br><br> AsoneofthelargestonlineprogramsinNewEngland,UMassLowelloffersawide arrayoffully-accredited,undergraduateandgraduatelevelcourses,degrees,and certificatestostudentsallovertheworld.Coursesareinstructor-led,limitedin size,andofferthesamehigh-qualityinstructionasthecampus-basedcourses. onlinelearningprograms visit http://continuinged.uml.edu/online totestdriveanonlinecourse! AwardWinning OnlinecoursesatUMassLowellfeatureaneasy- to-useinterface.Studentsinteractwithfacultyand classmatesusingavarietyofweb-basedtoolssuch aschat,emailandthreadeddiscussionboards.<br><br> Q.AreUMassLowell 9sonlinecoursesaccredited? A.UMassLowellisafullyaccrediteduniversity.Themajorityofthe onlinecoursesofferedbyUMassLowellonlinearecredit-bearingand canbeappliedintoseveraldegreeandcertificateprograms. Q.CanIseewhattheonlinecourselookslikebefore Iregister?<br><br> A.Absolutely!Visitourwebsiteathttp://continuinged.uml.edu/onlineto testdrivethecoursedemo,orifyouliveintheLowellregionyoucan joinusatoneofouronlinecourseorientationsessions...checkour courselistingsbulletinfordates/times. Q.DoIeverneedtocometocampus? A.Themajorityofouronlinecoursesdonotrequireanyon-siteses- sions.Forthefewcoursesthatmayrequireproctoredexams,arrange- mentscanbemadeforanoff-siteproctor(seewebsitefordetails).<br><br> UMassLowellisaRecognizedLeaderinOnlineEducation UMassLowell 9sOnlineProgramshaveearnednationalrecognitionasaleaderindistance education.AfterwinningnumerousSloanFoundationgrants,UMassLowellcapturedthree nationalSloanConsortium 9sawardsforinnovativeprogramming,facultydevelopmentand onlineteaching. Takeacourseorfinishyourdegreeonline! ONLINEDEGREEPROGRAMS: Associate 9sDegreeinInformation Technology Bachelor 9sDegreeinInformation Technology Bachelor 9sDegreeinInformation Technology:BusinessMinor Bachelor 9sDegreeinLiberalArts Bachelor 9sDegreeinPsychology Master 9sDegreeinCriminalJustice Master 9sDegreeinEducational Administration(M.Ed.) Master 9sDegreeinReadingandLanguage (M.Ed.) Master 9sDegreeinCurriculumand Instruction(M.Ed.) Master 9sDegreeinCurriculumand InstructionwithaConcentrationin ScienceEducation(M.Ed.) Master 9sDegreeinBusiness Administration(MBA) ONLINEUNDERGRADUATE CERTIFICATEPROGRAMS: CertificateinContemporary Communications CertificateinData/Telecommunications CertificateinInformationTechnology CertificateinMultimediaApplications CertificateinParalegalStudies CertificateinSecurityManagementand HomelandSecurity CertificateinUNIX CertificateinWebDesignand Development ONLINEGRADUATE CERTIFICATEPROGRAMS: CertificateinBehavioralInterventionin Autism CertificateinClinicalPathology CertificateinDomesticViolence Prevention CertificateinForensicCriminology CertificateinFoundationsofBusiness CertificateinPlasticsEngineering Fundamentals CertificateinSecurityStudies Manyofthecoursestakenaspartofthe onlinecertificateprogramscanbecounted towardcertainonlinedegreeprograms.<br><br> Forcurrentofferings,technicalrequire- ments,andadditionalinformation,orto seeifonlinelearningisrightforyou, visithttp://continuinged.uml.edu/online ONLINELEARNING cIhadbeenlookingforanon-traditionaldegreeprogramthat wouldfitinwithmyschedule,andthenIfoundtheOnline LiberalArtsprogramatUMassLowell.I 9vetakennumerous coursesinavarietyofsettings,buttheonlinepro- gramatUMassisbyfarthebestenviron- mentI 9veseenforanon-traditional deliveryofcourseware. d LeslieDavis, OnlineStudent AcademicSupport Onlinestudentshaveaccesstothe samededicatedStudentSupport Specialiststhatouroncampusstu- dentshave.OuronlineStudentSupport Specialistscanhelpyouwithyour courseselectionsandtheycanwork withyoutomapyourprogressthrough adegreeorcertificateprogram, whetheryou 9retakingcoursesentirely online,orasamixofonlineandon campuscourses.Foracademicsupport, emailourStudentSupportSpecialists atContinuing_Education@uml.edu TechnicalSupport UMassLowellonlinecoursesoffer 24X7technicalsupport.Fortechnical supportduringbusinesshours,email onlinelearning@uml.eduorcall 1(800)480-3190from8:30amto 5:00pm,MondaythroughFriday. Weekends,eveningsafter5:00pmand holidays,call1(800)569-6505. Questions?CallOurFaculty &StudentSupportCenter at( 97 8) 934-2474 !<br><br> OnlineStudentSupportisJusta MouseClickoraPhoneCallAway! OurFacultyandStudentSupportSpecialistscanhelpyou: "Buildaneducationprogramthatsuitsyourneeds "Findthequickestpathtofulfillingrequirementsthroughtransfercredits andothermechanisms Ifyouareinterestedincompletingadegreeprogram,UMassLowell 9seducationteam canhelpyoureachyoureducationalgoals.Whethertransferringcredits,preparingan educationportfolio,ormappingoutacertificateordegreeprogram,our UMassLowellteamofFacultyProgramCoordinatorsand StudentSupportSpecialistscanhelpyou. Need Help with ISIS?<br><br> ContinuingStudies 9Faculty andStudentSupportSpecialists... Wecanhelpyoucompleteyourdegree! HaveYourQuestionsAnsweredOverthePhoneorbyEmail!<br><br> CalltheFacultyandStudentSupportCenterat ( 97 8) 934-2474 orEmailContinuing_Education@uml.edu StopbytheStudentandFacultySupportCenter! StudentsarewelcometodropbytheFacultyandStudentSupportCenter,locatedin SouthwickHall,Room202,MondaythroughThursdayfrom8:30am 38:00pmandFriday from8:30am 35:00pmforgeneraladvising,informationonassociate 9sandbachelor 9s degreesandcertificateprograms,and/ortoobtaincatalogsandbrochures. "Walk-inAdvising&AdvisingbyAppointment "EmailAdvising:EmailusyourquestionsatContinuing_Education@uml.edu "Over-the-PhoneAdvising:CalltheFacultyandStudentSupportCenterat (978)934-2474 STUDENTSUPPORT REGISTERINGFORCOURSES StudentscanregisterforcoursesbyusingtheISISWeb-BasedSelf- Servicesystem.Newstudentscanregisterbymail,fax,orwalk-in!<br><br> ToregisterusingISIS,visithttp://isis.uml.edu Toregisterbyfax,dial(978)934-4076. Toregisterinperson,visittheRegistrar 9sOfficeonUMLSouthCampus inDuganHall,Room104. ISIS(theIntercampusStudentInformationSystem) WhenusingISIS,Undergraduate,Graduate,andContinuingStudies studentsareabletoperformthefollowingtransactions: "Searchthecoursecatalogandscheduleofclasses "Registerforclassesaswellasadd,dropandswapclasses "Requestofficialtranscriptsanddesignatetherecipientsoftranscripts "Payabill "Acceptanddeclinefinancialaid Studentsalsocanaccessandprinttheir: "Classschedules(calledaStudyListinself-service) "Grades "Unofficialtranscripts "Advisor 9sname "Accountsummary(billing) "Financialaidinformation CallUML 9sHelpDesk at( 97 8) 934-4357 !<br><br> AboutContinuingStudies AbouttheUniversity OurMission AcademicAccreditationand ProfessionalMemberships AcademicAdvising ApplyingIntoaDegree orCertificateProgram RegisteringforCourses FinancialAid ScholarshipInformation StudentServices&Accessto UniversityFacilities gettingstarted cYouradvisorsmademefeel asthoughtheycaredasmuch aboutmyfutureasIdid... ThankYou. d --DanielleKennedy,ContinuingStudiesStudent gettingstarted 2 VisionStatement Ourgoalistobecomealeaderin entrepreneurialcontinuingeducation programsforgrowth-orientedindividu- alsincludingstudents,facultyandeduca- tionprofessionals.Leadingtheregionindeliveringquality programs,oncampus,onsiteatcompaniesandonline,we aspiretoberecognizedbyourpeersandprofessionalorgani- zationsforourcontributionstohighereducation,oursociety andtheworldcommunity. gettingstarted F A L L A N D S P R I N G S E M E S T E R S Continuing Studies Fall and Spring classes are normally scheduled one night per week from 6:00pm to 9:00pm or 7:00pm to 10:00pm on Monday, Tuesday, Wednesday and Thursday evenings as listed in the semester bulletin.<br><br> Saturday classes are also offered from 9:00am-12 noon during the Fall and Spring semesters. Online courses meet on a weekly basis each semester. W I N T E R I N T E R S E S S I O N A number of highly concentrated courses are offered during the month of January.<br><br> You can earn college credit and accelerate your educational program by taking day or evening courses over the winter break. Day classes usually meet from 9:00am to 12:00 noon, Monday through Saturday. Evening classes usually meet from 6:00pm to 9:00pm, Monday through Friday and 1:00pm to 4:00pm on Saturday.<br><br> S U M M E R S E S S I O N S I A N D I I Graduate and undergraduate summer evening classes are scheduled two evenings a week: Monday/Wednesday or Tuesday/Thursday from 7:00pm to 10:00pm (with a few Friday evening classes) for a period of six weeks. Summer day classes are scheduled four days a week (for 3-credit classes) and five days a week (for 4-credit classes) for a period of six weeks. In addition, some technical and online courses are offered in 10-, 12- and 14-week formats.<br><br> See the Summer course bulletin or website for details. About Continuing Studies With over 79 years of service to adult learners, primarily in Massachusetts and New Hampshire, UMass Lowell 9s Division of Continuing Studies, Corporate and Distance Education attracts and serves one of the largest student populations in northern New England, providing innovative programs in areas such as Information Technology, Engineering Technology, Graphic Design, Multimedia, Website Development and Distance Learning. The Division of Continuing Studies is one of the oldest and largest continuing education units in the state, with approximately 18,000 enrollments annually.<br><br> It was founded in 1928 for the purpose of providing opportunities for growth and advancement for people working in the textile and other industries in the Lowell area. Our mission essentially has stayed the same: to provide access and opportunity for people who seek professional development or personal enrichment. In an era of changing technologies and global competition, we help people obtain and keep jobs, as well as progress in their careers.<br><br> In general, we seek to foster a better-educated, more-enlightened population through life- long learning. Continuing Studies attracts people of all ages, cultural and educational back- grounds. Our student population includes transfer students from area commu- nity colleges, people returning to school and individuals who work full time in business, government, hospitals, schools and other institutions.<br><br> R E G I S T E R I N G F O R C O U R S E S Students can register for courses each semester by using the ISIS student information system at http://isis.uml.edu. The Division of Continuing Studies course bulletin, which lists all the courses and special programs offered each semester, is available by calling Continuing Studies at (978) 934-2474. Current semester course offerings are also available online at http://continuinged.uml.edu getting started 4 About the University The University of Massachusetts Lowell is publicly supported by the Commonwealth of Massachusetts and offers degree programs at all levels through the doctorate.<br><br> The University is located on 100 acres along the Merrimack River and presently has over 400 faculty members and a student enrollment of more than 12,000. Offering more than 80 degree programs, the University is comprised of the College of Arts and Sciences, the Francis College of Engineering, the College of Management, the School of Health and Environment, the Graduate School of Education, and the Division of Continuing Studies, Corporate and Distance Education. On July 11, 1991 the University of Lowell became part of the University of Massachusetts system.<br><br> The University of Massachusetts, with campuses at Amherst, Boston, Dartmouth, Lowell and Worcester, is governed by the Board of Trustees through the Office of the President, which is based in Boston. Leadership of the Lowell campus is vested in the Office of the Chancellor. Lowell State College and Lowell Technological Institute were established in the last decade of the nineteenth century as single-purpose institutions charged with providing instruction in those theories and practical arts most suitable to the teaching profession and the textile industry.<br><br> Lowell State College was chartered by the General Court of the Commonwealth on January 6, 1894 as a teacher-training institution and was assigned the responsibility for providing cthe most thorough knowledge of the branches of learning and right mental training. d In 1932 the Institution was made a four-year college and was granted the right to confer baccalaureate degrees. In 1960 the College became a multi- purpose institution by initiating non-teaching programs in the liberal arts. During the next decade and a half, the College continuously extended its mission and curriculum offerings at both the graduate and undergraduate levels and was authorized to offer degree programs in education, health professions, the liberal arts, sciences and music.<br><br> From the time of its origin in 1895 as a proprietary textile school, Lowell Technological Institute has provided educational programs of an applied and practical nature. cScience and art will be taught, d the original prospectus pointed out, cwith a view to industrial and commercial applications d and cfor the purpose of improving any special trade or of introducing new branches of industry. d The control of the school was transferred to the state in 1918, and in 1928 it was granted collegiate status. In 1953 it became a multi-purpose technological institute.<br><br> Prior to its merger with Lowell State College, the Institute phased out its textile curricula. It extended its curricular offerings in engineering, technology, science, business administration and industrial management and received authorization to offer degrees through the doctorate. The merging of Lowell State College and Lowell Technological Institute brought together two multi-purpose institutions of differing character and orientation and made possible the creation of a comprehensive university whose strengths and resources are manifestly greater than those possessed by the previous institutions.<br><br> getting started 5 Our Mission The University of Massachusetts Lowell, located in the northeast section of Massachusetts, is publicly supported by the Commonwealth of Massachusetts and is one of the five campuses of the University of Massachusetts system. As an institution of higher education having legislative mandates in areas of research, teaching and public service, the University seeks to discover, integrate and transmit knowledge for the benefit of the Commonwealth and the good of society. The University of Massachusetts Lowell has the additional, specialized mission of regional economic and social development through research and education in partnership with industry.<br><br> The University offers degree programs at all degree levels through the doctorate. Although undergraduate program emphasis is on professional areas in business, engineering, fine arts, health and science, the University strongly believes in the value of a liberal arts education both for its own sake and as a major component of professional preparation. Graduate program emphasis is in areas where there is a strong regional need or where the University possesses superior resources.<br><br> The University also provides maximum opportunity for lifelong learning through a wide variety of credit and noncredit continuing education courses. The University is committed to the promotion of scholarly research and creative, artistic achievement. It seeks to create new knowledge in the belief that an atmosphere of original inquiry supports both the instructional and public service goals of the University.<br><br> It acknowledges its special obligation to provide quality teaching in all academic programs and continually seeks more effective methods of imparting knowledge and understanding. Recognizing its role as a public institution, the University is committed to active involvement in community service through instruction, research, consulting, cultural events and continuing education. Finally, the University recognizes its responsibility for implementing the principles of equal opportunity and affirmative action and is committed to ensuring that all students and employees, particularly those in protected designations, are guaranteed the benefits of a just and equitable system.<br><br> cUMass Lowell 9s signature programs have been ranked among the finest in New England. d -- Jacqueline F. Moloney Executive Vice Chancellor, UMass Lowell getting started 6 Academic Accreditation and Professional Memberships The University of Massachusetts Lowell is an accredited member of the New England Association of Schools and Colleges. Accreditation indicates that the University is recognized and approved by regional and national associations concerned with the quality of higher education, and it assures that study undertaken here has transfer value to other accredited institutions of higher ed ucation.<br><br> Professional programs at the baccalaureate level also are accredited by the following national associations: ABET, Inc. AACSB - The Association to Advance Collegiate Schools of Business International Computing Sciences Accreditation Board National Accrediting Agency for Clinical Laboratory Sciences National Association of Schools of Art and Design National Association of Schools of Music National Council for the Accreditation of Teacher Education National League for Nursing The following bachelor 9s programs offered through the Division of Continuing Studies are accredited by the Technology Accredita tion Commission of ABET, Inc., 111 Market Place, Suite 1050, Baltimore, MD, 410-347-7700: Civil Engineering Technology Electronic Engineering Technology Mechanical Engineering Technology The University is also a member of the following associations of higher education: AACSB - American Assembly of Collegiate Schools of Business American Association of Colleges for Teacher Education American Association of Colleges of Nursing American Council on Education American Society of Allied Health Professions Association for State Colleges and Universities Association of University Programs in Health Administration Association for Continuing Higher Education Association for Gerontology in Higher Education College Entrance Examination Board Council of Colleges of Arts and Sciences Massachusetts Association of Colleges of Nursing National Association of Summer Sessions National Association of State Directors of Teacher Education and Certification New England Board of Higher Education North East Consortium of Colleges and Universities in Massachusetts University Continuing Education Association getting started 7 Academic Advising ACADEMIC ADVISING AND COUNSELING Students who choose to pursue a degree program are assigned a Faculty Program Coordinator. Students are encouraged to arrange a n appointment with the Faculty Program Coordinator or a Faculty and Student Support Specialist upon admission into a program.<br><br> The Program Coordinator will outline a program of study, taking into consideration previous academic credit. Although the Program Coordinator will assist students, each student must assume responsibility for observing the curriculum requirements and Univers ity policies. New students, transfer students and students not enrolled in degree programs also may obtain academic advising on course select ion and Continuing Studies programs and policies.<br><br> Student Support Specialists are available to talk to students about courses, tran sfer credit, degree requirements and other matters of individual concern. DROP-IN FACULTY AND STUDENT SUPPORT CENTER Students are welcome to drop by the Faculty and Student Support Center, located in Southwick Hall 202, Monday through Thursday, 8:30am to 8:00pm and Friday from 8:30am to 5:00pm for general advising, information on associate 9s and bachelor 9s degrees and c er- tificate programs, and/or to obtain catalogs and brochures. For information over the phone, call the Faculty and Student Suppor t Center at (978) 934-2474.<br><br> General Faculty and Student Support Specialists are available to assist students and to answer questions. A p p o i n t m e n t s w i t h P r o g r a m C o o r d i n a t o r s a n d S t u d e n t S u p p o r t S p e c i a l i s t s In addition to the advising conducted during the day at the Faculty and Student Support Center, late-day and evening appointmen ts with Faculty Coordinators and Student Support Specialists are held in the Continuing Studies 9 Faculty and Student Support Cente r. Students are encouraged to call the Faculty and Student Support Center at (978) 934-2474 to schedule an appointment.<br><br> Faculty evening supervisors also are available Monday through Thursday from 5:00pm to 8:00pm to answer questions and conduct status reviews and graduation interviews. C o n t i n u i n g S t u d i e s 9 W e b s i t e Please access our website at http://continuinged.uml.edu for updated information on course schedules and descriptions, degrees, and certificate programs. E m a i l A d v i s i n g Students can email Continuing Studies at Continuing_Education@uml.edu for email advising.<br><br> O p e n H o u s e s a n d A d v i s i n g I n f o r m a t i o n S e s s i o n s Open Houses to inform students of current and new courses, degrees and certificate programs are held at least twice a year. Ple ase call the Faculty and Student Support Center or look in the semester course bulletin for details. T u t o r i n g In conjunction with the Centers for Learning and Academic Support Services, Continuing Studies offers tutoring in topics such a s Biology/Life Science, Calculus, Chemistry and Spanish.<br><br> Drop by the Tutoring Center in Southwick Hall 321, UML North. G r a d u a t e P r o g r a m s For questions and/or information on Graduate Programs, call (978) 934-2380 or (800) 656-GRAD or visit http://www.uml.edu/grad Call our Faculty and Student Support Center with your Questions! (978) 934-2474 getting started 8 Applying into a Degree or Certificate Program The Division of Continuing Studies, Corporate and Distance Education at the University of Massachusetts Lowell has an open enro ll- ment policy: anyone may enroll in our courses, while anyone with a high school diploma or a General Education Development (GED) certificate may be admitted into a degree or certificate program.<br><br> Students are welcome to register for credit or noncredit courses offered by Continuing Studies. Students who wish to pursue a c ertifi- cate, an associate 9s degree, or a bachelor 9s degree must also apply for admission to a program through the Admissions Office. T o be considered for acceptance into a certificate or degree program, students must hold a high school diploma or a General Education Development (GED) certificate.<br><br> Students must be admitted into a degree program to be eligible for most financial aid. In registering for courses and/or accepting admission into the University, each student assumes responsibility for knowledge of and compliance with the definitions, regulations and procedures of the University pertaining to his or her student status as set fo rth in the appropriate University of Massachusetts Lowell, Division of Continuing Studies, Corporate and Distance Education publications a nd catalog. Students who have questions about the interpretation or application of University academic policies should consult with a Facul ty Program Coordinator or Faculty and Student Support Specialist.<br><br> A d m i s s i o n s i n t o C e r t i f i c a t e P r o g r a m s UMass Lowell offers a wide variety of credit certificate programs that allow students to obtain marketable skills within a conc entrated time frame. These short-term certificate programs consist of a series of courses which, when taken together, demonstrate expert ise in a specific area. For information on our certificate programs, see the Certificate Programs section in this catalog or visit our website at http://continuinged.uml.edu.<br><br> A d m i s s i o n s i n t o D e g r e e P r o g r a m s Continuing Studies offers a wide selection of degree programs through the individual colleges at University of Massachusetts Lo well. For more information on these fully accredited associate 9s and bachelor 9s degrees, see the Degree Programs section in this cata log or visit our website. N o n - M a t r i c u l a t i o n Students who wish to register for classes but do not want to be admitted into a certificate or degree program may do so provide d they have the necessary prerequisites for the course.<br><br> Credit will be awarded for the successful completion of such courses. If the stu- dent chooses to become a certificate or degree candidate, the applicability of such course(s) may be subject to other policies of the University and/or to specific program requirements. Enrollment in courses does not constitute admission to a certificate or deg ree program.<br><br> In order to matriculate, students must complete the admission process as described above. A d m i s s i o n i n t o a G r a d u a t e C e r t i f i c a t e o r D e g r e e P r o g r a m Students interested in applying into graduate degree or certificate programs should contact Graduate Admissions at (800) 656-GR AD or (978) 934-2380 or visit http://www.uml.edu/grad. Students with Bachelor 9s Degrees from accredited institutions are eligible to enroll as non-degree students for a total of 12 credits prior to matriculating into formal graduate degree programs.<br><br> Students must for mally apply to graduate certificate programs before enrolling in graduate courses intended for specific certificate programs. See page 39 for more information on our degree programs! See page 93 for more information on our certificate programs!<br><br> getting started 9 Registering for Courses For tuition information and complete information on how to mail-in, phone-in or fax-in your registration for on-campus, off-campus and online courses, visit our website at http://continuinged.uml.edu or check the semester course bulletin. Existing students also have self-service access through the ISIS student informa- tion system at http://isis.uml.edu. I n t e r n a t i o n a l S t u d e n t s International students registering for classes or enrolling in programs must pro- vide proof of Visa status.<br><br> Students with F-1 or J-1 status must provide a copy of their I-20 or DS-2019 form. These students will be allowed to count, per semester, only one distance learning (online) course, or 3 credits, toward the full-time under- graduate course load (12 hours) or the full-time graduate course load (9 hours). The ultimate responsibility to know and follow the USCIS rules rests upon the students themselves.<br><br> Students holding B-1, B-2 or F-2 Visas may not register for any academic classes. The University of Massachusetts Lowell does not issue I-20 Forms for any Conti nuing Studies programs. For more information, contact Anne Dean, International Student Advisor, at Anne_Dean@uml.edu.<br><br> REGISTRATION AND FINANCIAL INFORMATION T u i t i o n a n d F e e I n f o r m a t i o n Tuition is priced on the basis of credit hour unless contact hour is different. Tuition is then based on the listed contact hou r. Course credit/contact hour information is provided in the Continuing Studies Course Bulletin each semester.<br><br> Tuition, fees and refund p olicies are subject to change. The current tuition and fee information is listed in each semester bulletin, and on the Continuing Studi es website at http://continuinged.uml.edu and at http://www.uml.edu/admin/ar. T u i t i o n R e f u n d P o l i c y f o r C r e d i t C o u r s e s Students who withdraw from the University or drop all of their courses during the add/drop period will receive a 100% adjustmen t to tuition and fees for the semester except for the following: 1) The Continuing Studies $30.00 registration fee.<br><br> 2) Students who are suspended or expelled for disciplinary reasons will forfeit all rights to a tuition and fee adjustment. 3) Any book voucher monies advanced to students and used at the bookstore. Students should contact Barnes and Noble (978) 934- 2623 for the bookstore refund policy on books and materials purchased directly from them.<br><br> 4) Residence hall charges and meal plan charges follow a different refund schedule. Students should contact the Residence Life Office at (978) 934-5115 for further assistance. Please note: There are no adjustments to tuition and fee charges if students withdraw or drop classes after the add/drop period of the academic semester.<br><br> Student records will be cleared and appropriate refunds will be awarded, only after outstanding University bills (library fines , parking fines, etc.) are paid and all University-owned property is returned. If debts remain unpaid, students' academic permanent recor ds will not be released and students will not be readmitted to the University. Note: Fees are not refunded unless Continuing Studies is responsible for cancellations.<br><br> Students withdrawing from any class can do so using ISIS or by notifying the Registrar 9s Office. Visit our website for up-to-date tuition and registration information at http://continuinged.uml.edu Q Do I have to enroll in a degree or cer- tificate to take CSCDE classes? A Anyone can register for a course, pro- vided they meet that course 9s specific prerequisites.<br><br> Students who wish to pur- sue a degree or certificate program must apply for admission to a program through Continuing Studies. getting started 10 H e a l t h I n s u r a n c e State law requires that all matriculating full-time and part-time undergraduate students regardless of the number of credits ca rried, and all matriculating graduate students enrolled in nine or more credit hours be charged for the University health insurance plan. Upon evi- dence of comparable coverage, this fee can be waived by submitting a health insurance selection form to the Accounts Receivable Office by the specified deadline.<br><br> Downloadable forms to enroll in or to waive out of the University 9s health insurance plan are available on the Accounts Receiva ble web- site. Please note all students are enrolled in the University health insurance unless they waive enrollment. International Students: As authorized under the insurance laws for higher education students in Massachusetts beginning in Fall 2002, the University of Massachusetts Lowell requires that all international students enroll in the University 9s Student Health Insur ance Plan.<br><br> The only exception to this requirement is for international students enrolled in an Embassy plan. Waivers for students enrolled in an Embassy plan will be permitted only after the student has submitted official documentation confirming this coverage and that th e cov- erage provided meets all state-mandated requirements. All students who withdraw or drop all of their classes within the first 30 days (calendar days) of the academic semester are no t allowed to be enrolled in the University health insurance plan.<br><br> R e f u n d P o l i c y f o r S t u d e n t s o n F i n a n c i a l A i d All students who are financial aid recipients are reminded that their aid is also reduced and the financial aid adjustment sche dule may be different than what has been stated above as required by Federal law. Students are strongly encouraged to discuss these issu es with a financial aid counselor prior to withdrawing. Please note that money will be returned to the applicable financial aid as sistance programs before any money is disbursed to the student.<br><br> For information regarding Financial Aid, please contact the Financial Ai d Office at (978) 934-4220. For information on Financial Aid, TERI Loans and Scholarships, visit the Financial Aid website or see our Fi nancial Aid Information Sheet. I n t e r n a t i o n a l S t u d e n t s The International Student Office will notify the Bureau of Citizenship and Immigration Services (BCIS) of all international stu dents who either withdraw or drop below full-time status during the academic semester.<br><br> G r a d u a t e T e a c h i n g a n d / o r R e s e a r c h A s s i s t a n t s Graduate Teaching Assistant and/or Graduate Research Assistant contracts will be voided if students drop below full-time status . F i n a l C l e a r a n c e Prior to having students 9 records cleared and the issuing of any appropriate refund, outstanding University bills (library fine s, parking fines, etc.) must be paid and all University-owned property must be returned (athletic, lab, library books, etc.). If debts rem ain unpaid, students 9 academic permanent records will not be released and students will not be readmitted until they are paid.<br><br> T u i t i o n R e f u n d P o l i c y f o r S t u d e n t s R e c e i v i n g T i t l e I V F i n a n c i a l A i d a n d E n r o l l e d i n a D e g r e e o r S p e c i f i c a l l y D e s i g n e d C e r t i f i c a t e P r o g r a m Refunds for Title IV financial aid recipients will be processed according to federal guidelines and institutional policy. Pleas e call the Financial Aid Office at (978) 934-4220 if you have any questions. P a y m e n t o f B i l l s Payments may be made by cash, check, money order, MasterCard, Visa and Discover.<br><br> Mail payments (made payable to University of Massachusetts Lowell) to: University of Massachusetts Lowell Attn: Treasury Office 883 Broadway Street, Room 106 Lowell, MA 01854-5109 Payments may also be made in person at the cashier 9s window, Room 106, Dugan Hall, UML South. Please note, a cash payment can- not be accepted after 4:00pm. To pay by credit card, call (978) 934-3593.<br><br> Students may also make a payment or view accounts online by logging on to the Student Information System (ISIS). O v e r d u e A c c o u n t s Students will be permitted to attend class and to utilize facilities only after they have cleared all their financial obligatio ns to the University. In addition, student transcripts and diplomas will not be released unless all debts have been paid.<br><br> All students are advised that the University uses the services of collection agencies authorized under the Commonwealth 9s Maste r Service Agreement. Students with a prior semester balance who are not enrolled in the current semester and are referred to a co llec- tion agency are held liable for all associated collection costs, which may be substantial. getting started 11 C o m m o n w e a l t h E m p l o y e e s 9 T u i t i o n R e m i s s i o n Provisions of particular collective bargaining agreements allow employees of the Commonwealth of Massachusetts, and in some cases their dependents, to take Continuing Studies courses at a 50% reduction in tuition.<br><br> Students who may be eligible should c on- sult their Personnel Director for guidelines. Currently valid Certificates of Eligibility, complete with all necessary signatur es of approval, must be presented at the time of registration for classes. Retroactive waivers will not be accepted.<br><br> S e n i o r C i t i z e n W a i v e r s Senior citizens (60 years or older) who are Massachusetts residents may attend on-campus classes in Continuing Studies credit p ro- grams tuition-free, provided that there is a sufficient number of tuition-paying students enrolled to bear the cost of instruct ion and pro- vided there is space available. Please note that waivers are not retroactive and do not cover registration fees and other fees. Proof of Massachusetts residency and birth date must be provided annually at the time of registration.<br><br> There are no waivers available fo r online and off-campus courses. For additional information, contact Accounts Receivable. V e t e r a n 9 s B e n e f i t s Veterans must be matriculated in an undergraduate degree or certificate program and have all appropriate paperwork on file in t he Registrar 9s Office, Dugan Hall 104, UML South, 883 Broadway Street, Lowell, MA including a DD214 and an Admission Application form in order to receive VA benefits.<br><br> Tuition waivers are available to veterans who are legal residents of Massachusetts for mo re than 12 consecutive months, and Proof of Residency must be updated annually. These waivers for legal Massachusetts residents are not retroactive and do not cover registration fees and other fees. Veterans requesting benefits must check the appropriate line on the reg- istration form.<br><br> Veterans should use the mail-in or walk-in options when registering and should provide all necessary documentat ion. For additional information, call Linda Morabito at (978) 934-2461. Veterans 9 waivers are available for on-campus courses provided there is a sufficient number of tuition-paying students enrolled to bear the cost of instruction and provided there is space available.<br><br> Due to the high cost of online and off-campus courses, there are no waivers available for these courses. There are no waivers for Directed Studies, Practicums and Internships. Merit and Need-Base d Assistance Grants for online courses may be available to veterans who are presently enrolled in degree and certificate programs and who are making satisfactory academic progress towards their degrees or certificates.<br><br> D i r e c t e d S t u d i e s Directed Studies and Practicums are considered Special Programs, and, as such, tuition remission and certificate of eligibility cannot be accepted. T h i r d - P a r t y P a y m e n t All students using company direct payment, military plans, state tuition waivers or veterans 9 waivers must mail the appropriate authori- zation forms to UMass Lowell, Accounts Receivable Office, 883 Broadway Street, Room 101, Lowell, MA 01854-5110. No tuition refund is awarded for late submission of eligibility form.<br><br> Students receiving company reimbursement must prepay their own tuiti on. The University does not honor company reimbursement contingent upon grades. For additional information, call (978) 934-2446.<br><br> R e g i s t e r i n g f o r G r a d u a t e C o u r s e s t h r o u g h C o n t i n u i n g S t u d i e s Students who hold a bachelor 9s degree from an accredited institution may register for graduate-level online, off-campus and sum mer courses through Continuing Studies. Students with Bachelor 9s Degrees from accredited institutions are eligible to enroll as non -degree students for a maximum total of 12 credits (depending on the program) prior to matriculating into formal graduate degree progra ms. Students must formally apply to graduate certificate programs before enrolling in graduate courses intended for specific certif icate pro- grams.<br><br> For more information on registering for a graduate-level course or applying into a graduate program, visit http://www.uml.edu/grad or call (800) 656-GRAD. getting started 12 Checklist for New Students or Non-Degree Graduate Students A Step-by-Step Guide to Registering for Courses SELECT COURSE(S) FROM OUR PRINTED COURSE BULLETIN, WEBSITE (http://continuinged.uml.edu), OR ISIS WEBSITE(http://isis.uml.edu) Many courses have prerequisites. The prerequisites are intended to help you succeed in the course.<br><br> You are expected to comply with them. Some courses have restrictions that limit registration. If you plan to select courses requiring con- sent of instructor or departmental approval, contact the department offering the course to obtain a permission number before registering.<br><br> Students are welcome to drop by the Faculty and Student Support Center, located in Southwick Hall, Room 202, Monday through Thursday from 8:30am to 8:00pm and on Friday from 8:30am to 5:00pm or call to schedule an evening appointment for general advising, to obtain information on associate 9s and bachelor 9s degrees and certificate programs, and/or to obtain catalogs and brochures. Call (978) 934-2474 for information or email Continuing_Education@uml.edu. ON-CAMPUS AND OFF-CAMPUS STUDENTS must do the following prior to beginning a course: Send in the Registration Form for New Continuing Studies Students.<br><br> This can be faxed, mailed or delivered in person to Dugan 104, 883 Broadway St. Do not provide payment at this time. You will receive a bill in the mail.<br><br> Get your ISIS User ID and Password at http://isis.uml.edu. You should wait 48 hours after submitting your registration form to do this step to allow the registrar 9s office time to process your registration. ISIS will allow you to view and make changes to your course schedule, view your grades, access transcripts, etc.<br><br> Learn how to access your UMass Lowell email account at http://email.uml.edu. You should wait 3-5 days after submitting your registration to complete this step. The University will automatically assign you a student.uml.edu email account upon registration and this is the address where all official University com- munication will be sent.<br><br> Get your textbooks. There are two bookstores on campus, one in the Dining Hall on South and one in Falmouth Hall on North. You can visit the bookstore website at http://umlowell.bkstore.com.<br><br> ONLINE STUDENTS must do the following in order to access a course: Send in the Registration Form for New Continuing Studies Students. This can be faxed, mailed or delivered in person to Dugan 104, 883 Broadway St. Do not provide payment at this time.<br><br> You will receive a bill in the mail. Get your ISIS User ID and Password at http://isis.uml.edu. You should wait 48 hours after submitting your registration form to do this step to allow the registrar 9s office time to process your registration.<br><br> ISIS will allow you to view and make changes to your course schedule, view your grades, access transcripts, etc. Get your online course username and password at http://continuinged.uml.edu/online. You must wait 1-2 business days after registration before completing this step.<br><br> Click on the cGet Your Online Course Username & Password d link to do this. Learn how to access your UMass Lowell email account at http://email.uml.edu. You should wait 3-5 days after submitting your registration to complete this step.<br><br> The University will automatically assign you a student.uml.edu email account upon registration and this is the address where all official University com- munication will be sent. Get your textbooks. You can order books via our online bookstore at http://umlowell.bkstore.com.<br><br> Additionally, the on-campus bookstores carry a limited supply of books for online courses. Log into your online course on the first day of classes at http://continuinged.uml.edu/online. Click on the "Online Student Login" to do this.<br><br> You will need the username and password that you created in step 3 above. QUESTIONS? Please Call Us - We 9re Here to Help!<br><br> ISIS account or email questions:Call the ISIS Help Desk at (978) 934-4357 (HELP). Online Course questions: Call Continuing Studies Online Course Support at (978) 934-2467 / (800) 480-3190. Registration questions: Call the Registrar 9s Office at (978) 934-2550.<br><br> Other general questions: Call the Continuing Studies Faculty and Student Support Center at (978) 934-2474. getting started 13 Financial Aid FINANCIAL AID, SCHOLARSHIPS AND GRANTS The University of Massachusetts Lowell is committed to helping qualified students reach their educational goals by providing a variety of financial aid programs and resources. Financial aid consists of scholarships and grants (the awarding of money for which no repay- ment is required), self-help in the form of loans (money lent to a student to be paid back during a specified period, usually f ollowing the termination of University studies), and employment or University-sponsored work for all or part of an academic year.<br><br> Financial aid awards are made on a yearly basis and are dependent upon the availability of funding from specific sources, proven financial ne ed and the criteria of specific financial aid sources. Upon request, selected candidates must submit copies of appropriate tax documentation and W-2s to the Student Financial Service Center. F i n a n c i a l A i d T e r m s a n d C o n d i t i o n s To receive financial aid from the various student aid programs, a student must: "Have financial need, except for the unsubsidized loan program and some meritorious aid.<br><br> Need is defined as the cost of atten- dance minus the expected family contribution derived from filing the Free Application for Federal Student Aid (FAFSA) yearly. You may apply online at the U.S. Department of Education 9s FAFSA website at http://www.fafsa.ed.gov.<br><br> UMass Lowell 9s Title IV school code is 002161. "Have a high school diploma or a General Education Development (GED) certificate, pass a test approved by the U.S. Department of Education, meet other standards the Commonwealth of Massachusetts establishes that are approved by the U.S.<br><br> Department of Education, or complete a high school education in a home school setting that is treated as a home school or private school under state law. "Be a matriculated student enrolled in a degree-granting or approved certificate program. "Be a U.S.<br><br> citizen or have permanent VISA status. "Have a valid Social Security number. "Make satisfactory academic progress.<br><br> "Not be in default or owe money back on a federal student grant. "Be registered for Selective Service ( cthe Draft d) if you are a male student between the ages of 18-25. In order for Financial Aid to determine a student 9s financial aid eligibility, the Financial Aid Office must have the student 9s processed FAFSA form on file and confirmation of his/her acceptance into a degree/certificate program with the Division of Continuing Stu dies.<br><br> The student will be notified of his/her financial aid via the Financial Aid Award Notification Letter. The student 9s award is b ased on half- time enrollment (6-8 credits). Students can register, view their financial aid package or make a payment through the ISIS web-based self-service system (http://isis.uml.edu).<br><br> From there students can accept/decline awards, view estimated cost of attendance and check loan status. Students are advised to periodically review their award summary for adjustments due to enrollment, housing, residency or other changes that may affect their financial aid package, as well as check their personal portfolio cTo Do List d to determine if doc uments are needed to complete their financial aid file. Please be advised that students need to maintain an enrollment status of at least 6 credits during the Fall and Spring semester s to receive most types of financial assistance including student loans.<br><br> Financial aid is not available during the summer sessions. Scholarships, TERI loans and financial aid are available for full-time Continuing Studies students! For more information visit http://www.uml.edu/financialaid If you have additional questions, contact the Financial Aid Office at (978) 934-4220.<br><br> getting started 14 TYPES OF FINANCIAL AID F e d e r a l P e l l G r a n t An undergraduate grant from the Federal government that you do not need to repay. F e d e r a l S u p p l e m e n t a l E d u c a t i o n a l O p p o r t u n i t y G r a n t ( F S E O G ) A Federal grant awarded by the University to students with exceptional need. A FSEOG does not need to be repaid.<br><br> M a s s g r a n t A grant based on financial need that is awarded by the Massachusetts Office of Student Financial Assistance to eligible state r esi- dents. To be considered, full-time students must have filed a FAFSA with the Federal Student Aid Programs by May 1st. The state will notify students directly regarding eligibility.<br><br> The amount of the award is subject to verification requirements by the Universi ty of Massachusetts Lowell. M a s s P a r t - T i m e G r a n t A state grant based on financial need awarded to eligible state students who meet the eligibility requirements of the Massachus etts Office of Student Financial Assistance. To be considered, students must be enrolled in at least 6 credits but fewer than 12 cre dits per semester and have filed a FAFSA with Federal Student Aid Programs.<br><br> E m p l o y m e n t O p p o r t u n i t i e s The Federal College Work Study and the UMass Lowell Campus Work Programs provide part-time, on-campus employment to eligible students who need the income to help defray the cost of their education. The Job Locator Program is an employment service provi ded by the Student Employment Office to assist students in finding off-campus employment. Various companies in the greater Lowell a rea post positions.<br><br> W i l l i a m D . F o r d F e d e r a l D i r e c t L o a n P r o g r a m s The Federal government funds these loan programs. There is no separate application for this loan but first-time borrowers at th e University are required to complete and sign a Master Promissory Note before funds are credited to the student 9s University acc ount.<br><br> Eligibility for a Federal Direct Subsidized Loan or a Federal Direct Unsubsidized Loan is determined from the information provi ded on the FAFSA. A Federal Direct Subsidized loan is awarded on the basis of financial need. A student will not be charged any interest before repayment begins or during authorized periods of deferment.<br><br> The federal government subsidizes the interest during these peri- ods. A Federal Direct Unsubsidized loan is not awarded on the basis of financial need. A student will be charged interest from the time the loan is disbursed until it is paid in full.<br><br> F e d e r a l P e r k i n s L o a n A 5% fixed interest Federal loan administered by the University. Repayment begins 9 months after a borrower ceases to be a stud ent. WITHDRAWAL/RETURN OF TITLE IV STUDENT FINANCIAL ASSISTANCE (SFA) U n d e r g r a d u a t e S t u d e n t s Undergraduate students withdrawing from the University are required to 1) discharge all financial obligations to the University , 2) return all University property, and 3) file a written notification of withdrawal with the Registrar 9s Office.<br><br> G u i d e l i n e s f o r S F A W i t h d r a w a l / R e t u r n The Federal law now specifies how the University must determine the amount of SFA program assistance that a student earns if he/she withdraws. The new law requires that, when a student withdraws during a payment period or period of enrollment (the University can define these periods), the amount of SFA program assistance earned up to that point is determined by a specific for- mula that is prorated. If the student received (or the University received on the student 9s behalf) less assistance than the am ount earned, the student will be able to receive those additional funds.<br><br> If the student received more assistance than earned, the ex cess funds must be returned. The amount of assistance that a student earned is determined on a pro-rata basis. That is, if you completed 30 percent of the p ayment period or period of enrollment, you earn 30 percent of the assistance you were originally scheduled to receive.<br><br> Once you have c om- pleted more than 60 percent of the payment period or period of enrollment, you earn all of your assistance. If you received excess funds that must be returned, the University will return a portion of the excess equal to the lesser of "your institutional charges multiplied by the unearned percentage of your funds, or "the entire amount of the excess funds. If the University is not required to return all of the excess funds, you must return the remaining amount.<br><br> Any loan funds that you must return, you (or your parent for a PLUS Loan) repay in accordance with the terms of the promissory note. That is, you make sched uled payments to the holder of the loan over a period of time. If you are responsible for returning grant funds, you do not have to return the full amount.<br><br> The law provides that you are not required to return 50% of the grant assistance that you receive that it is your responsibility to repay. Any amount that you do have to ret urn is a grant overpayment, and you must make arrangements with your school or the Department of Education to return the funds. getting started 15 Scholarship Information C o n t i n u i n g S t u d i e s D e a n 9 s S c h o l a r s h i p The Continuing Studies Dean 9s Scholarship awards are for $1,000 and may be continued on a semester basis, conditional upon sati s- factory academic performance.<br><br> The maximum length of the award is 4 semesters. See our website at http://continuinged.uml.edu fo r details. M i l l i e M c G u i r e T e c h n i c a l W r i t i n g S c h o l a r s h i p F u n d The Millie McGuire Scholarship is awarded in May each year to a student enrolled in the Technical Writing Certificate Program a t UMass Lowell.<br><br> The scholarship is managed by the UMass Lowell Director of Giving. The recipient is selected by the NNE Scholarship com mit- tee in conjunction with UMass Lowell. For additional information please visit http://www.stc-nne.org.<br><br> H o f f S c h o l a r s h i p s Merit Scholarships are available to Continuing Studies, Corporate and Distance Education undergraduate degree students who are U.S. citizens (or eligible non-citizens) and permanent residents of Massachusetts. Applicants must achieve sophomore status by June to be eligible.<br><br> The Hoff Scholarship Award is for up to $2,000 for the academic year ($1,000 each semester). Applicants must be enrolled in a m ini- mum of 3 courses (9 credits) per semester for the duration of the scholarship. The scholarship is for one year only and the rec ipient will have to re-apply to be considered for the next year.<br><br> Financial support for the program is provided by the Charles J. Hoff Foundation, which funds up to five Continuing Studies, Cor porate and Distance Education scholarships each year. Contact the Faculty and Student Support Center at (978) 934-2474 for details or down- load the application form from our website at http://continuinged.uml.edu.<br><br> V e t e r a n s O n l i n e a n d O f f - C a m p u s S c h o l a r s h i p s Scholarships will be awarded to Veterans who are enrolled in a degree or certificate program for $300 each. These scholarships can be used one time only and for one course only. Applications will be evaluated by the CSCDE Scholarship Committee and will be judge d by merit and thoughtfulness in written response.<br><br> Download the application form from our website. L e o F . K i n g S c h o l a r s h i p The friends of the Dean Leo F.<br><br> King Scholarship Committee are pleased to announce the availability of an annual scholarship awa rd for adult learners returning to school. Contact the Faculty and Student Support Center at (978) 934-2474 for details. A S L A d u l t E d u c a t i o n F o u n d a t i o n S c h o l a r s h i p s Alpha Sigma Lambda Adult Education Foundation Scholarships are available for Continuing Studies, Corporate and Distance Educati on students who are matriculated in associate<br><br>

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